Money

Apps That Can Help You Pay for Christmas

 This post may contain affiliate links.  Please read my Disclosures for more info. 

Do you struggle to pay for Christmas?

 
I have never been very good at saving money for Christmas. It’s not like it sneaks up on me, it’s always in December. But I never prepare and always struggle to pay for things. Or even worse, I get into more debt to make sure everyone has a nice holiday. I’m attempting to do a better job of saving, but I also decided to see if I could find some easy ways of earning a little extra. So I decided to use my phone to earn some extra cash!
 

How does it work?

 
These days almost everyone has a smartphone so all you have to do is download the apps and get started! Some allow you to cash out to PayPal and others have you select a gift card. Some of these I use, and some I haven’t tried yet so check out this massive list and see which ones will work for you!
 

Apps I Use

 
Swagbucks – Swagbucks is my biggest earner out of the apps listed. I usually do most things on my computer, but there are apps that you can use to help you earn more. I wrote a complete guide to earning on Swagbucks that will help you get started. Since I do most of my shopping on Amazon I cash out for gift cards, but there are a lot of options here. I earn a few hundred dollars in gift cards throughout the year, but some people earn much more.
 
iBotta – iBotta gives you cash back on groceries and some online shopping. I only use it for groceries so that’s all I can speak to, but it’s one of my favorites. You can plan ahead by checking out the cashback options before you head to the store. Or if you’re like me and fear that will cause you to spend more, you can check it out after you get home.
 
Wal-Mart Savings Catcher – This one used to be a favorite, but it has changed since I started using it. It scans for prices at other local stores to look for lower prices. If it finds a lower price it will give you the difference. It now requires you to pay using Walmart pay so I don’t use it anymore. Still a good one if you do want to use that option.Apps That Can Help You Pay for Christmas
 
Shopkick – This app gives you points (called kicks) for going into certain stores. It also gives you points for scanning certain items and for purchasing those items. I usually get the walk-in kicks and sometimes scan kicks if I have extra time. I don’t earn much with this one, but that’s only because I don’t want to spend a lot of time on it.
 
Fetch Rewards – With this one you can scan your grocery or convenience store receipts to earn points. They also have an option to connect your email and Amazon accounts to let it scan for grocery purchases. It also offers some extra points for buying certain items. Use my code X6PKU when you sign up to get 3,000 points to get you started.
 
Checkout 51 – This app is like iBotta but rarely offers any cashback on generic items so I don’t use it as often. It is good if you buy a lot of name brand items and it has a handy list option.
 
Coinout – This one isn’t going to make you much money, but if you’re scanning receipts it can’t hurt to add this one in. You take a picture of your receipt and it gives you a few cents.
 
Trunow – This one helps you finds discounts on gas and other local items. Scan receipts to earn. Use my code HTUJOC when you sign up to get $1. I have this one installed, but haven’t used it yet.
 
How much you earn with these apps is up to you and how much it helps depends on how much you spend. But who can’t use a little extra right?
 
Do you use these apps? Any others you use to earn?

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